IFA Index Portfolios utilizing Vanguard Funds (Net of IFA and Vanguard Fees) (Net of Vanguard Fees and Adjusted by 79.0% based on Four Sources) IFA Client Study | The Little Book of Common Sense Investing, p. 56 Morningstar Indexes Yearbook 2005, p. 2 | The Little Book of Common Sense Investing, p. 51 IFA Index Portfolios utilizing Dimensional Funds (Net of IFA and DFA Fees) Growth of $10,000 Annualized Return Annualized Return: Standard Deviation: Growth of $10,000: